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Posted by: Ethan Jobb
Going From a Variable Rate to a Fixed Rate Mortgage. With the anticipation of rates going down, some homeowners may be considering switching from a variable-rate mortgage to a fixed-rate mortgage to lock in their next term. Switching from a variable-rate mortgage to a fixed-rate mortgage can offer stability in your monthly payments, protecting you […]
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Budgeting for the Year Ahead!. With the recent inflation and rising prices occurring across the country, it is time to take control of your finances. One of the quickest ways to understand where your money is going and where you can make changes, is to create a monthly budget. This will help you get a […]
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Proven Strategies To Lower Your Interest Rate. Lowering your interest rate can save you money over the life of a loan or credit card. Here are some proven strategies to help you accomplish that: Improve Your Credit Score: Lenders typically offer lower interest rates to borrowers with higher credit scores. Pay your bills on time, […]
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Consolidating Debt in Retirement with The CHIP Reverse Mortgage. Managing debt is challenging at any age, but it can be especially stressful in retirement when income is limited. Many Canadians turn to debt consolidation to simplify payments and lower interest rates. However, traditional options—such as personal loans, refinancing, or home equity lines of credit—often require […]
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Affording That Home Renovation. Is your home in desperate need of an upgrade? Are you dying to renovate your bathroom, kitchen, or other space but not sure how to fund this renovation project? Did you find a home you’d like to buy but it needs work? We’ve got good news! When it comes to covering […]
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How to Pay Off Your Mortgage Faster. When it comes to homeownership, many of us dream of the day we will be mortgage-free. While most mortgages operate on a 25-year amortization schedule, there are some ways you can pay off your mortgage quicker! 1. Review Your Payment Schedule: Taking a look at your payment schedule can be […]
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Tips to Improve Your Credit Score. One of the important factors in home ownership is understanding things like your credit score. Some people don’t pay much attention to this metric until they begin the mortgage discussion! However, you will find that your credit score is one of the most important factors when it comes to […]
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Amortization Options. Your mortgage amortization period is the number of years it will take you to pay off your mortgage. Depending on your choice of amortization period, it will affect how quickly you become mortgage-free as well as how much interest you pay over the lifetime of your mortgage (a longer lifetime equals more interest, […]
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Mortgage Renewal Benefits. Is your mortgage coming up for renewal? Do you know about all the incredible options renewing your mortgage can afford you? If not, we have all the details here on how to make your mortgage renewal work for you as we start to think about 2024. Get a Better Rate Are you […]
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🏡 Turn Your Homeownership Dreams into Reality with My Mortgage Toolbox! 🛠️ Ready to take the first step towards your dream home? Meet your ultimate guide, My Mortgage Toolbox! 🏠✨ ✨ Why My Mortgage Toolbox? 📱 Intuitive Interface: Our app is designed with YOU in mind. Navigate effortlessly through the world of mortgages with our […]
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